Chinnu Balinese Pose

Tom and Jerry

B'day Photos

Keep smiling

Dearest Kalyani -
Your smile is the source of our joy, so keep smiling! Have a happy b'day!

Nani Pani

Nani -
May you enjoy all the golden moments in the stream of life before they rush past us ! Have a happy b'day.

Cheers

Dear Nanna -
Happy B'day! Cheer Up, don't complain. Lots of love - Kalyani

Bliss

Dear Nani and Sukanya -

Remember the first flush of love and all the qualites about each other you found so endearing that drew you powerfully together? Do not fret and squabble, enjoy the day!

Lots of love and best wishes, have a happy anniversary!

Sub Prime melt down

In the last half dozen years of my career with an investment bank, I have only seen one aspect of it - Mortgage backed securities. These considered the golden years for American mortgage businesses, banks, lending institutions, home owners and builders has finally seems to have ended with the melt down of the Sub Prime business. No doubt it has created a culture of home ownership in America, but at what cost? The effect seems to have snow-balled and started affecting everyone else around the world.

Often used to wonder about the kind of innovative products they have created around these home loan obligations - ARMs, REMICS, Sub Prime mortgages, CMOs, RMBS.., and firms in New York added hundreds of thousands of jobs and have grown by leaps and bounds each year. Mortgage trading desks, the big bullies of investment banks over shadowed everyone else and used to dictate terms and everyone else's bonuses!

Is it a coincidence that my desertion caused this havoc, just kidding ?!

India at 60

Happy Independence day folks! (Hats off to A R Rahman)

Anniversary wishes

Sreenu and Leela -

Happy Anniversary to you both, have a bright and happy day.

May each year keep getting better, we hope the good times have just begun.